October 13, 2022

In today’s intense regulatory landscape, compliance extends to every aspect of banking, so much so that no one person or team can be solely charged with managing a bank’s compliance requirements. In fact, compliance has grown to become a massive responsibility that must be part of every employee’s job. We’re looking at the need for a full culture of compliance.

This letter is my first as the newly elected President of MIBA. It is an honor to serve you and all community banks in Missouri. Following Jack Hopkins as President is daunting, and I will continually strive to meet the expectations he set through his example.