OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

February 13, 2024

A Background On Jennifer Lawton, CRCM

Vice President of Compliance and Loan Administration, Peoples Savings Bank

Jennifer Lawton, CRCM, is the vice president of compliance and loan administration at Peoples Savings Bank, located in the small idyllic town of Hermann, Missouri. Her career path has not been traditional, but Jennifer feels like her choices have led her to the place she wants and needs to be. She was born in Linn, […]

A Background On Jennifer Lawton, CRCM

Vice President of Compliance and Loan Administration, Peoples Savings Bank

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Spread the Wealth

Some Bond Sectors Performed Better Than Others in 2023

As we have navigated the holiday season and hopefully had some time to wrap up some gifts as well as a successful 2023, let’s now spend a few minutes looking into pockets of relative value in the bond market. To get there, we should remind ourselves of the vagaries and ironies of fixed-income investing. In

Spread the Wealth

Some Bond Sectors Performed Better Than Others in 2023

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Bankers Name Tightening Margins, Cybersecurity as Top Challenges

Maintaining the spread between interest income and interest expense, deposit growth, liquidity and cybersecurity leads a list of community bankers’ top concerns, according to an annual survey. Several of these concerns spiked from their rankings in the 2022 survey, an indicator of how much the banking environment has changed over the last year. The findings

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Legal Eagle Spotlight: Interest Rate Pressure and Risk of Defaults Dictates Review of Collateral and Loan Documents

In December, both Fitch and S&P Global projected default rates for leveraged and high-yield loans will continue to rise in 2024.1 Against that backdrop, lenders would be wise to check in on the status of their collateral and loan documents and, if necessary, shore up any discovered issues. More specifically, lenders with multiple loans to

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A View From the Capitol: Basel III Hurts Banks, Businesses and Individuals

Bank collapses last year spurred panic over potential failures and bank runs that could topple our already fragile economy. With record-high inflation and a president unwilling to curtail his spending, it’s reasonable to look for a safety net to protect Americans. However, the proposal from the Federal Reserve, FDIC and Office of the Comptroller of

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From the Top: Why Instant Payments Need To Be a 2024 Priority

As we kick off the new year, our budgets have been set and our plans developed. But you know what they say about the best-laid plans: They change. Fortunately, community banks thrive on their ability to respond to market drivers, and in 2024, those demands point to instant payments. We’ve been monitoring developments with FedNow

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