Pub. 2 2022 Issue 2

“My favorite quote is from Abraham Lincoln: ‘Character is like a tree and reputation like a shadow. The shadow is what we think of it; the tree is the real thing.’” Getting to know various members of our association, it was with great pleasure we were able to spend a bit of time with our […]

Name: Emily GnuseTitle: Compliance OfficerBank Name:  United State Bank Where are your main bank and branches located? What is the market like?United State Bank’s main branch is located in Lewistown with branches in Canton, Ewing, Edina, Shelbina and Palmyra. We are primarily Ag-based, but our markets have been growing in recent years, which we are always happy to

In Woods v. LVNV Funding, the Seventh Circuit Court of Appeals recently clarified two standards for Fair Debt Collection Practices Act (FDCPA) claims in identity theft cases. First, the court somewhat lowered the required showing to prove that a debt is a “consumer debt.” Second, the court heightened the standard that debtors must meet in

There are thousands of postal workers and letter carriers in Missouri; I’m sure you know many of them. I know our local letter carrier. These people work hard to deliver us everything from packages ordered online, to medication, to Social Security checks. I’m sure you’ll agree that when we discuss the dysfunction of the Postal

As community bankers, we know relationships matter. Our actions in support of local schools, nonprofits, businesses, and other community institutions make a difference. When our customers see our commitment to our communities, it deepens their connection with us. That strengthened engagement translates to stronger business as well. A 2015 Harvard Business Review study found that

In today’s tumultuous environment, optimism is a skill worth cultivating. Thankfully, that glass-half-full attitude comes naturally for community bankers. So, as I take the helm as ICBA’s chairman, I do so with a healthy dose of positivity. My bank’s tagline is “Where dreams meet solutions,” it serves as my guiding inspiration at the bank and,

The Federal Reserve seeks input from a variety of stakeholders to assist it in making decisions about monetary policy, banking supervision and other responsibilities. Earlier this month, we took a look at the contributions of Reserve bank boards of directors and detailed how they are selected and what they do and don’t do as board

What is a community bank?
We can all agree that there is no clear-cut definition for “community bank.” How would you answer this question?