OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

Pub. 4 2024 Issue 2

Legal Eagle Spotlight: Loan Workouts

What Lenders Need to Know

With billions of dollars of commercial real estate (CRE) loans coming due this year, it seems inevitable that large numbers of borrowers will struggle to refinance their CRE loans, as property values have declined and interest costs have risen, fueling predictions that banks should brace for significant losses on commercial real estate loans. So far, […]

Legal Eagle Spotlight: Loan Workouts

What Lenders Need to Know

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A View From the Capitol: Secure Payments Act of 2024

Imagine if an agent of the federal government showed up at your local grocery store and instructed the owner that the government would now determine the price of the food they sell. What would happen if a federal agency announced that it would begin dictating the price of the wood sold at Home Depot? I

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From the Top: Driving Community Banking’s Agenda with Advocacy

I am an avid motorcyclist. In fact, I have completed two Iron Butt rides, riding at least 1,000 miles in 24 hours. Doing something like that takes passion, resilience, tenacity and strength of will, but it’s also a lot of fun. And as I assume the role of ICBA chairman, it strikes me that these

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Flourish: Why the Community Bank Story Matters in Advocacy

As we enter Community Banking Month, I am thrilled to honor the ways community banks step up to champion the needs of their communities. Whether it’s through personal interactions or modern-day conveniences, community banks hit that sweet spot where relationships meet today’s technology to provide unparalleled support to the customers and communities they serve. No

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President’s Message: Community Bankers Meet Individual Needs

Community banking drives the success of all our towns and cities, no matter their size or complexity. Meeting the needs of these communities is critical to our success. The committed staff at all our banks are what drives community banking. We are partners in these communities with the citizens and businesses. The beauty of community

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