OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

October 13, 2026

Background On: Incoming MIBA President Chuck Gnuse

President and CEO of United State Bank

What does community banking mean to you? Community banking is in my blood. I grew up watching my grandfather, father and uncle meet with local businesspeople to see what their business needs were. As a community banker, I live in the area I serve. Our bank provides fast and friendly service that is personalized for

Background On: Incoming MIBA President Chuck Gnuse

President and CEO of United State Bank

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Meet Your Missouri Banker: Amanda Benz

Head Teller/Security Officer, Community Point Bank

Where are your main bank and branches located? What is the market like? Our original location is in Russellville. Our first branch was opened in Eugene over 15 years ago, and a third location followed in Versailles. We are a largely agriculture-based bank, dealing a lot with families and, of course, farmers. But we have

Meet Your Missouri Banker: Amanda Benz

Head Teller/Security Officer, Community Point Bank

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Welcome New Associate Members, October 2026

ADVANTAGE, powered by JMFA (800) 809-2307advantage-fi.com ADVANTAGE, powered by JMFA, helps community financial institutions strengthen performance and support long-term growth. Its services include account acquisition, contract negotiations, overdraft program consulting and compliance, and technology strategy. Catalyzer (913) 547-0665teamcatalyzer.com Catalyzer helps organizations invest in their people through customized leadership development, coaching and team training. Its practical

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Welcome, New Bank Members

Southwest Missouri Bank Southwest Missouri Bank provides personal and business banking, lending, trust and investment services with an emphasis on local relationships and local decision-making. The bank is committed to helping individuals, families and businesses throughout southwest Missouri reach their financial goals. smbonline.com Goppert Financial Bank Goppert Financial Bank is a locally focused community bank

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Legal Eagle Spotlight: Fraudulent Wire Transfers: Who Bears the Loss?

Wire transfer fraud continues to create significant losses for businesses, consumers and banks. Business email compromise, compromised online banking credentials, fraudulent vendor instructions and other schemes can result in hundreds of thousands — or even millions — of dollars being transferred before anyone realizes something has gone wrong. When that happens, one question quickly comes up: Who bears the loss?

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Collateral Advantage

The MBS Market Offers a Kaleidoscope of Opportunities

Many community bankers are beginning to get serious about their bond portfolios as liquidity has normalized and rates have stayed, shall we say, buoyant. It occurs to me that the still-visible 2022-2023 selloff has created at least one byproduct that is both unusual and tangibly beneficial for future performance.

Collateral Advantage

The MBS Market Offers a Kaleidoscope of Opportunities

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