2025 Pub. 5 Issue 3

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Baker and Holterman Complete School of Advanced Lending
Mid America Bank is proud to announce that …

As technology advances, what are you doing to protect yourself from online threat actors and malicious ransomware attacks?

Effective marketing is crucial for banks to attract and retain customers. However, marketing budgets can be tight, especially for smaller institutions.

While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency.

The MIBA scholarship program continues to generate enthusiasm among MIBA member banks. It is designed to meet the financial needs of community bank employees/dependents, rather than to recognize scholastic achievement. We feel this award opportunity is a valuable addition to our member banks’ employees in furthering their education, either in the field of banking or

Wow! What an end to the 2025 Missouri Legislative Session. The Senate imploded on Wednesday and adjourned two days early.

Lenders frequently provide financing for borrowers who are single asset entities. Often, those entities exist to (1) hold title to real estate that is the collateral for the underlying loan, and (2) collect income generated from that collateral. In bankruptcy, these entities are designated as single asset real estate (SARE) debtors.

Where is your main bank and branches located? What is the market like? Our main bank and drive-up facility are in Cole Camp, Missouri. We also have a branch in Stover. We have a varied market including but not limited to agriculture, commercial, residential, vehicle and personal unsecured loans. We are located in a rural

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In today’s environment, community banks are battling increasingly sophisticated forms of fraud. AI impersonation has grown more prevalent, and we must be a lot more vigilant, increasing our reviews of transactions that on the surface appear normal.

When it comes to fraud, it takes a village. That may be partly because fraudsters continue to get more sophisticated, and fraud’s effect on banking is skyrocketing.