OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

2026 Pub. 6 Issue 2

Financial Education; A confident businessman in a suit converses with a smiling couple across a table in a bright office. Papers lie on the table, indicating a discussion.

Financial Education

Community Banking’s Quiet Advantage

Community banks have always played a role in financial education, even if they haven’t always labeled it that way. Having spent more than a decade working inside community banks, I’ve seen it show up in countless everyday moments — conversations at the teller line, discussions in lenders’ offices and meetings across desks where real financial decisions are being made.

Financial Education

Community Banking’s Quiet Advantage

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A closeup of a capital building's dome with an American flag waving next to it.

2026 PAC Honor Roll

Contributors to the MIBA Political Action Committee are recognized for their generosity on the Association’s website and at the MIBA Annual Convention and Exhibition. Different levels of contribution have been set to recognize supporters of our Political Action Committee fund and to make the Association’s membership more aware of this important facet of our work on behalf of

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Meet Your Missouri Banker: Cynthia Ramsey; Woman with long gray hair wearing a beige blazer and dark top, smiles softly against a gray background. The tone is professional and approachable.

Meet Your Missouri Banker: Cynthia Ramsey

Senior Vice President, Marketing & Business Development, Progressive Ozark Bank

Where are your main bank and branches located? What is the market like? We have six branches across three counties in south central Missouri, with our main branch located in Salem. Our markets are rural towns with populations around 5,000 or less and strong agriculture concentrations, specifically cattle and timber. What is something unique about

Meet Your Missouri Banker: Cynthia Ramsey

Senior Vice President, Marketing & Business Development, Progressive Ozark Bank

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