OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

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2026 Pub. 6 Issue 2

Background On BCC; Two people are smiling in front of a reddish-brown brick wall. The woman wears a dark purple jacket, and the man wears a dark suit with a white shirt.

Background On BCC

A Conversation with Founders & Principals, Kathy Smith and Kelly Earls, JD, MBA, CPA

2026 Pub. 6 Issue 2 /

Tell me about yourself and your background in the banking industry. KATHY: I’ve been in business for 46 years, with more than three decades focused specifically on the banking industry. I started my career in insurance right out of college, and I “stumbled” into banking through estate planning work with community banks. What began as […]

Background On BCC

A Conversation with Founders & Principals, Kathy Smith and Kelly Earls, JD, MBA, CPA

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Flourish Community Banking Strategy for Growth; A plant in a white pot is shaped like an upward zigzag arrow, symbolizing growth and progress. The image conveys optimism and potential.

Flourish: Community Banking Strategy for Growth

2026 Pub. 6 Issue 2 /

As financial services continue to shift, community banks are positioned to be the anchors for the industry, supporting our customers and communities with a resiliency that transcends the environment. By continuing to lean into the personal relationships we build, we differentiate ourselves and bring immense value to those we serve.

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