December 27, 2022

I’ve spent the past two decades analyzing and developing predictive credit models for decision-making in loan originations. While it’s a passion of mine, I don’t expect everyone to spend as much time considering BHG Financial’s loan origination process as I do. Nonetheless, it’s a fascinating exercise when one considers all the science, technology, data, and

Webinars Tues., Jan. 3, 202310:00 am – 11:30 amFinal ATR/QM Rules: Guidance, ATR Options & Policy Update Wed., Jan. 4, 2023 10:00 am – 11:30 amAdvanced Issues in Dormant Accounts, Unclaimed Property & Escheatment Thurs., Jan. 5, 2023 10:00 am – 11:30 amThe ABCs of RDC Tues., Jan. 10, 20232:00 pm – 3:30 pmProtecting the

What happens if two or more individuals in your financial institution collude to commit fraud? According to the Association of Certified Fraud Examiners (ACFE) 2022 Report to the Nations, fraud losses rise precipitously. The median loss for a scheme involving just one perpetrator is $57,000, but when two or more perpetrators are involved, the median

“Cybersecurity concerns, once again, dominated a list of internal risk issues, with 65% of respondents indicating it was extremely important. Cybersecurity also ranked as a top risk in current and future technological challenges.” After several years of pandemic-related internal and external challenges, the nation’s community bankers have largely turned their focus to traditional concerns related

Contributors to the MIBA Political Action Committee are recognized for their generosity on the Association’s website and at the MIBA Annual Convention and Exhibition. Different levels of contribution have been set to recognize supporters of our Political Action Committee fund and to make the Association’s membership more aware of this important facet of our work on behalf of the political agenda of community banks across Missouri.

Every business in America is dealing with the challenges of inflation. However, few think of technology as a means to help fight the impact. Below is a simple list of things every business can do to fight inflation with technology. Inventory your software/applications. Too many businesses are paying for subscriptions or maintenance on software that

The word “rally” can be used for a number of purposes and in different contexts. For instance, it could mean a long-distance auto race over varying surfaces involving stages and checkpoints. It could mean a gathering of supporters to generate enthusiasm and momentum for an individual or cause; we’ve seen plenty of these during this

Mid America Bank Promotes Koetting and Sweezer Mid America Bank has promoted Jacqueline Koetting to AVP, Regional Retail Manager, and Carl Sweezer to Market President – Jefferson City. Jackie Koetting has been in banking for over 20 years, serving in various roles, most recently as Branch Manager of Mid America Bank’s Wardsville branch. In her

“While technology will help make your staff more efficient, you’ll also need to hire or train specialized cannabis bankers who have a deep understanding of the industry. “ A few weeks ago, Missouri voters approved a ballot measure legalizing adult-use cannabis, joining 20 other states with similar legislation. The law went into effect on December