OFFICIAL PUBLICATION OF THE MISSOURI INDEPENDENT BANKERS ASSOCIATION

2026 Pub. 6 Issue 4

July 2026 PAC Honor Roll

Contributors to the MIBA Political Action Committee are recognized for their generosity on the Association’s website and at the MIBA Annual Convention and Exhibition. Different contribution levels have been established to recognize supporters of our Political Action Committee fund and to raise the Association membership’s awareness of this important facet of our work on behalf […]

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Welcome New Associate Members: July 2026

BTC365 (660) 570-4611btc365connections.com BTC365 connects community banks with bold, transformative solutions, including fraud prevention training, information security consulting, bank security consulting, marketing services and HR consulting. We work as an extension of your team, bringing proven expertise to reduce risk, enhance safety and free bank leaders to focus on service and growth. Leap Strategic Marketing

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Mean Reversion: Bond Yield Relationships Are Looking Familiar, Finally

I would like to make clear in the title of this column that we’re not talking about anything rude or unfriendly. In fact, you are about to learn just the opposite. It has been many a year since the U.S. bond market’s yield curve has been normally sloped. By “normal,” we mean that the differential

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News From You: July 2026

Branson Bank Announces Promotion of Rebecca Mullen to VP, Compliance Officer Branson Bank announced the promotion of Rebecca Mullen to VP, compliance officer, recognizing her outstanding leadership, dedication to regulatory excellence, and commitment to protecting customers and the community. Mullen will continue to oversee the bank’s compliance, internal audit, fraud prevention, Bank Secrecy Act (BSA)/Anti-Money

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Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet

It’s a Strategic Decision — Not a Reaction

Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts. But they are far more than that. Deposit networks can also be balance sheet levers — mechanisms that allow banks to manage timing, risk and optionality without sacrificing customer relationships. One crucial benefit

Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet

It’s a Strategic Decision — Not a Reaction

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36th Annual MIBA Scholarship Auction

Browse and Bid for a Great Cause!

In just a few short months, we will gather with our MIBA membership, family and friends for another exciting Convention & Exhibition. This year’s 36th annual MIBA Scholarship Auction will take place on Tuesday, Sept. 15, at The Lodge of Four Seasons. We hope you are already thinking about the items you’ll donate to this

36th Annual MIBA Scholarship Auction

Browse and Bid for a Great Cause!

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49th Annual MIBA Golf Tournament

Monday, Sept. 14, 2026

The Cove A Robert Trent Jones Sr. Signature Golf Course The Lodge of Four Seasons Lake Ozark, MO The tournament tees off at 10:00 a.m. The entry fee is $175 per person and includes two mulligans, breakfast with bloody mary and mimosa bar, lunch, refreshments, cart and green fees. You must be a fully registered

49th Annual MIBA Golf Tournament

Monday, Sept. 14, 2026

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2026 MIBA Convention & Expo: Register Today!

The Best Place to Connect With Missouri Community Bankers

September 14-16, 2026 Register now at miba.net! Position your company in front of Missouri’s top banking leaders at the 49th Annual MIBA Convention & Expo.  Connect directly with CEOs and key decision-makers at a higher rate than many other industry trade shows! MIBA Member Exhibitors receive one complimentary registration for the full convention. Ready to

2026 MIBA Convention & Expo: Register Today!

The Best Place to Connect With Missouri Community Bankers

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49th Annual MIBA Convention Preview

Join Us for Another Exciting Line‑Up of Speakers and Events!

September 14-16, 2026 Monday Golf Tournament, Exhibitor Reception and Tailgate Party Kick off Convention on Monday, Sept. 14, with MIBA’s Annual Golf Tournament at The Cove, a Robert Trent Jones Sr. Signature Golf Course.. The tournament begins with a 10:00 a.m. shotgun start. That evening, join us from 4:30-7:00 p.m. for our Opening Exhibitor Reception

49th Annual MIBA Convention Preview

Join Us for Another Exciting Line‑Up of Speakers and Events!

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Meet Your Missouri Banker: Jacob Schmucker

Head Personal Banker Manager, Peoples Bank & Trust

Where are your main bank and branches located? What is the market like?  Peoples Bank & Trust is headquartered in Troy. We have nine branches total (soon to be 10) located in Lincoln, St. Charles and Pike counties. We serve a variety of markets, from rural, agriculture-based towns to some of the fastest-growing areas in

Meet Your Missouri Banker: Jacob Schmucker

Head Personal Banker Manager, Peoples Bank & Trust

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